PCP Claims

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    PCP Claims (Car Finance Mis-Selling)

    Buying a car on finance is one of the most common ways to spread the cost of ownership. However, in recent years, millions of UK drivers have discovered they may have been mis-sold Personal Contract Purchase (PCP) agreements.

    At Legal Association UK, we help individuals pursue PCP Claims to recover money lost through unfair and misleading car finance deals.

    No win No fee

    Our panel solicitors work on a no win, no fee basis, so there’s nothing to pay upfront or if your case is unsuccessful. If successful, fees range between 25%–50% + VAT (capped at 30% + VAT for financial claims), depending on the legal assistant, , claim type, and circumstances.

    All fees are agreed upfront and detailed in your solicitor’s agreement. We may receive marketing fees for successful referrals, but you’re under no obligation to use our panel solicitors.

    What is a PCP Agreement?

    A Personal Contract Purchase (PCP) is a type of car finance that allows you to pay monthly instalments for a set period, with the option to:

    • Hand the car back,

    • Trade it in for a new one, or

    • Pay a final “balloon payment” to own it.

    What Can You Claim For?

    • Refund of overpaid interest and charges

    • Compensation for hidden commissions paid to dealers

    • Refund of unfair fees or penalties

    • Redress for financial loss and stress caused by the mis-sold deal

    Why Make a PCP Claim?

    • Recover thousands of pounds you may have overpaid

    • Hold car dealers and finance companies accountable

    • Expose hidden commissions and unfair practices

    • Protect future buyers from being misled

    Why Choose Legal Association UK for PCP Claims?

    • Specialist in Mis-Sold Finance – We have experience challenging car dealers and lenders.
    • Expert Legal Guidance – We cut through the legal jargon and make the process simple.
    • Nationwide Support – Helping clients across the UK claim compensation.
    • Nationwide Support – Helping clients across the UK claim compensation.
    • Maximised Settlements – Our panel solicitors work hard to ensure you receive the full amount you are entitled to.

    If you believe you were mis-sold a PCP car finance agreement, you could be owed significant compensation. At Legal Association UK, we will review your agreement, uncover any unfair practices, and pursue your claim with expertise and dedication.

    Service list

    Personal Injury
    Mis-Sold Financial Claims

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    01924 654306

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